Terms & Conditions

Agreement To Terms

By accessing or using the Homekling website, visitors agree to be bound by these terms and conditions. If any part of these terms is not acceptable, use of the platform should be discontinued. These terms apply to all visitors, users, and others who access or use the platform in any capacity.

Homekling reserves the right to modify these terms at any time. Continued use of the platform after changes have been posted constitutes acceptance of the revised terms.

Use of the Platform

The Homekling platform may be used to explore home insurance information, review coverage options, and submit inquiries for quotes or guidance. Permitted use is limited to lawful purposes and activities that are consistent with the nature of the services offered.

Prohibited activities include attempting to gain unauthorized access to any portion of the platform, transmitting harmful or disruptive code, scraping content without permission, submitting false information, or using the platform in any manner that could damage, disable, or impair its functionality. Violations may result in termination of access without notice.

Intellectual Property

All content on the Homekling platform, including text, graphics, logos, images, and design elements, is the property of Homekling and is protected by applicable intellectual property laws. Nothing on the platform should be construed as granting any license or right to use any content without express written permission.

Visitors may not reproduce, distribute, modify, or create derivative works from any platform content without prior written authorization. Unauthorized use of platform materials may constitute a violation of copyright, trademark, or other applicable laws.

Insurance Guidance Disclaimer

Homekling provides information and guidance about home insurance coverage options for informational purposes only. The content on this platform does not constitute professional insurance advice, and nothing presented here should be interpreted as a binding policy offer, coverage guarantee, or formal recommendation.

Homeowners seeking binding coverage should consult with a licensed insurance professional in their state. Homekling makes no representation that the information presented is suitable for any particular individual's circumstances without independent professional review.

Accuracy of Information

Reasonable efforts are made to ensure that the information presented on the Homekling platform is accurate and up to date. However, no warranty is given regarding the completeness, accuracy, or suitability of any information for a particular purpose. Coverage details, pricing, and availability may vary and are subject to change without notice.

Visitors are responsible for verifying all coverage details with the relevant insurer before making any decisions or commitments based on information found on this platform.

User Submissions

By submitting personal information or inquiries through Homekling forms, individuals confirm that the information provided is accurate and truthful to the best of their knowledge. Homekling uses submitted information to respond to inquiries, process quote requests, and deliver related services as described in the privacy policy.

Submitting false or misleading information may result in the inability to process requests accurately and may affect the suitability of any coverage guidance received.

Limitation of Liability

Homekling shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from the use of, or inability to use, the platform or any information contained within it. This includes but is not limited to loss of data, loss of profits, or any other losses resulting from reliance on platform content.

To the maximum extent permitted by applicable law, the total liability of Homekling in connection with the use of this platform shall not exceed the amount, if any, paid by the user for accessing the services, which in most cases is zero.

Third-Party Services

The Homekling platform may contain links to external websites or services not operated by Homekling. These links are provided for reference only and do not constitute an endorsement of any third-party product, service, or content. Homekling has no control over, and assumes no responsibility for, the content, privacy practices, or availability of any linked external sites.

Dispute Resolution

These terms are governed by the laws of the State of Nebraska, without regard to its conflict of law provisions. Any disputes arising out of or relating to these terms or the use of the Homekling platform shall be resolved through binding arbitration in accordance with applicable arbitration rules, rather than through court litigation.

By accepting these terms, users waive any right to participate in a class action lawsuit or class-wide arbitration. This waiver applies to all disputes covered by the arbitration clause.

Modifications

Homekling may modify, suspend, or discontinue any aspect of the platform at any time and without prior notice. These terms may be updated periodically to reflect changes in services, legal requirements, or platform operations. The date of the most recent revision is noted at the top of this page.

Continued use of the platform following any modification to these terms constitutes acceptance of the revised version. Visitors who do not agree with any modification should discontinue use of the platform.

Termination

Homekling reserves the right to restrict or terminate access to the platform for any user who violates these terms, engages in prohibited activities, or whose use is otherwise harmful to the integrity of the platform or other users. Termination may occur without advance notice and without liability to the affected user.

Contact Information

Questions or concerns about these terms and conditions can be directed to Homekling at elias_kling@homekling.com, by phone at +1 (402) 402-3517, or by mail at 319 S 17th St, Omaha NE 68102. A response will follow as promptly as the schedule allows.